I know this is not new info, but my father brought a article to my attention titled, "Leave your cash at home." Typical Smart card info,but this article talks about the introduction of it in Manhattan. Take a look,a interesting read. "Leave your cash at home" Time Business Oct 13, 1997 vol. 150 no.15 Chris Sterrett sterrett@juno.com ps. I think you can find Time Business by using pathfinder.com